Why would an MS patient who has insurance and prescription coverage need help paying for medication?
The answer can be found in – Health Insurance Coverage Protects from Catastrophic Health Costs (!?!) The application required lots of documentation: last three paystubs, most recent federal tax return, all bank account and brokerage statements for the most recent three months, a copy of your insurance card, a completed and signed application which requires details of your household, all assets (including checking/savings accounts, retirement, pension, investments, home, car, etc.), insurance coverage, doctor’s info, monthly income, and monthly expenses. Since I am self-employed, I have no paystubs and had to use the 2004 tax return as proof of income. However, this was before I had begun to deduct for things like ‘deferred earnings’ or high medical expenses. At that time, I was trying to maximize my AGI (adjusted gross income), maximize contributions to Social Security, and show great enough earning power to qualify for a mortgage someday. So with an AGI of ~$33,000, no long-term or cr