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How does PassMark Multi Factor Authentication work?

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How does PassMark Multi Factor Authentication work?

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You and the credit union share a unique picture and text phrase (called PassMark) that no one else knows. In addition, we take a footprint of your computer. When you log in, look for the picture to verify that it is really our web site. If we recognize your computer, we will show you the picture, and you can enter your password to get in. If you don’t see the picture, double check to make sure it’s our web site by manually entering the credit union’s URL (www.bmsfcu.org) into your browser. If we don’t recognize your computer, we will double check to assure that it’s really you. We do this by asking you a question to which only you would know the answer before showing you the PassMark and asking for your password.

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