How much will it cost to insure my house cleaning business?
For insurance, you should shop your local insurance agents. Remember, insurance is there to protect you for property loss or against any liability claims. For a bond, you are looking for a Janitorial Bond. It is a form of a fidelity bond and very similar to insurance. It protects your clients in the event an employee is arrested and convicted for stealing from them. You will not be expected to cover the loss. In fact, many clients will want to know that you are bonded before doing business with you. The rates are based upon the number of employees and the amount of coverage. They range from a $5000 bond with less than 5 employees at $100 to a $100,000 with 25 employees less than $800. These are instant issue bonds are are readily available on the internet. You can run a Google search for Janitorial Bond and find a site that has on line submissions. One of those sites processing on line applications is www.southcoastsurety.com. You can get more information on this bond and a link to the
