Why is my Community Empower credit score different than the score reported by my lender or other credit reporting companies?
There are many different credit score models. The model used to calculate the score you obtain, and the score itself, may be different than the one the lender uses in making its decision. For instance, you may get a generic credit risk score from a Bureau, but an auto lender might use its own custom-scoring model with a different scale, so the numbers won’t be the same but will likely represent a similar level of risk. Community Empower uses a sophisticated method to calculate your score to most closely match your true mid-score, as used by most mortgage lenders.
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